Homeowners will soon have the chance to start earning rewards points for paying off their mortgage every month .

Bilt, a loyalty program designed to help members utilize their largest expenses for rewards points, is expanding its mission to make homeownership more attainable through a new partnership with United Wholesale Mortgage (UWM), the nation’s largest mortgage lender.

Starting in early 2026, UWM customers will be able to earn Bilt Points for every on-time mortgage payment, rewarding homeowners in the same way renters already earn points for paying rent.

Bilt CEO Ankur Jain said the new partnership with UWM will simplify the overly complex mortgage process by connecting members with local mortgage experts who can explain the real requirements and guide them through the process o

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