(CNN) — Federal workers’ experiences this year with layoffs and furloughs may seem extreme. But to anyone who works for a living, they’re a reminder that when you see signs that your job may be at risk, it helps to create a financial plan.

US government workers were laid off in droves during the first several months of the Trump administration, and hundreds of thousands were recently furloughed without pay due to the government shutdown. Last Friday, Russell Vought, head of the Office of Management and Budget , announced a new round of mass layoffs . And in a court filing that same day, the government indicated additional agencies are considering letting yet more people go.

Layoffs may be conducted differently elsewhere, but it’s up to employees everywhere to learn how to protect

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