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( NewsNation ) — The government shutdown has stalled flood insurance renewals, threatening home sales and existing homeowners in areas with high flood risks.

The stalemate , which has entered its third week, has thrown millions of Americans into limbo amid hurricane season , with the National Flood Insurance Program on hold as Congress remains gridlocked.

Homeowners and buyers are unable to renew or buy flood insurance through the program, leaving millions exposed in flood-prone states like Florida, Texas and the Carolinas.

Through FEMA , the program covers about 4.7 million policies nationwide and protects more than $1.3 trilli

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