After years of working, there comes a time when you can finally hang up your hat and retire — and hopefully, get back some of the earnings you’ve contributed to Social Security.

For years, Americans accepted 65 as the age that they could retire and begin collecting full Social Security benefits.

But over the years, that age has gradually increased, and 2025 is no exception.

“You can start receiving your Social Security retirement benefits as early as age 62,” the Social Security Administration states .

“However, you are entitled to full benefits only when you reach your full retirement age.”

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Full retirement age depends on your date of birth.

For individuals born between 1943 and 1954, the ful

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