Terry Savage, Tribune Content Agency

In my most recent column I explained the key decisions you must make about Medicare — either when you initially enroll or during the annual open enrollment period that runs from October 15 to December 7, 2025. Those decisions will affect the cost and coverage of your health insurance for all of 2026.

Today, I want to go into greater detail on the process of choosing and changing Advantage plans, or returning to Original Medicare — all of which are allowed only during open enrollment now, or in the first quarter of next year. If you make a mistake during this period it can be expensive and significantly limit your access to care for the year ahead. Ignoring this opportunity and doing nothing because everything was “OK” in the current year can create re

See Full Page