Angela Lord has worked solidly her entire adult life.

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Through this, she had once amassed a superannuation balance of $147,000.

Angela Lord lost all but $7000 of her superannuation through the collapse of First Guardian Master Fund. Picture by Paul Scambler.

Then one evening, all but $7000 of it vanished.

"I'm 57 now, I'm single, I'm on my own, no kids, no partner, and it's just all down the toilet," Ms Lord said.

"I have friends who have retired and are now drawing on their super.

"I don't have that luxury."

The Tasmanian woman is one of

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