While members of Congress have comprehensive, government-subsidized insurance, yet another Florida Republican isn’t sure most people need such all-encompassing plans.

“The biggest thing we need is we need a system where there are catastrophic health care plans … You can have a health care policy around catastrophic care, but that doesn’t really mean you need a full-blown gold-plated health care policy,” said Rep. Byron Donalds on Daybreak on 92.5 FM WFSX Fox News Radio — Estero .

Donalds said he wanted to get rid of the Affordable Care Act in light of “community ratings” that force everyone to subsidize the “about five to 8% of the population that have what we call a major acute medical issue” and drive up costs.

Unburdened by the larger risk pool, Donalds sees savings and

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