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Progressive will return an average of $300 to its 2.7 million Florida policyholders due to excess profits.

The rebates are attributed to 2022 legal reforms that reduced litigation costs for insurance companies.

Customers with active Progressive policies on Dec. 31, 2025, will receive the money as a credit or check in early 2026.

The largest auto insurance company in the state is going to return an average of $300 to each policyholder and more auto insurers are likely to follow suit, Florida Gov. Ron DeSantis said.

On the heels of industry reports showing that Progressive posted more profits than Florida law allows, DeSantis and Insurance Commissioner Mike Yaworsky appeared in Sarasota Oct. 22 to announce the rebates for Progressive customers that add up to $1

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