As the desert air cools and the holidays approach, it’s the perfect time for Arizonans to take stock of their financial health. Whether you’re planning for seasonal spending or prepping for tax season, a few smart money moves now can set you up for a stronger start to the new year.

Here are five ways Arizona Central Credit Union can help Arizonans get their finances in order before the holidays and tax season.

1. Revisit your budget before holiday spending begins

Before the gift lists and travel plans pile up, take a moment to review your monthly budget. Are there areas where you can cut back or reallocate funds?

AZCCU offers helpful budget calculators to help you track expenses and plan ahead for seasonal costs.

2. Use financial tools to stay on track

AZCCU provides a suite of finan

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