As Trump administration moves to relieve student debt, which federal plans will benefit most?

Millions of Americans burdened by student debt have been granted a crucial reprieve. The Trump administration has agreed to resume student loan forgiveness for an estimated 2.5 million borrowers enrolled in specific federal repayment plans, following legal action by the American Federation of Teachers (AFT). The decision reverses the administration’s prior suspension of relief under income-driven repayment plans and restores access to programs designed to make loan repayment more manageable. The settlement mandates that the US Department of Education process forgiveness for borrowers enrolled in income-driven repayment (IDR) plans, including Income-Contingent Repayment (ICR), Pay As You Earn (PAYE), and Public Service Loan Forgiveness (PSLF) programs. Those who have paid more than requ