New Delhi: CA Nitin Kaushik has summarized the lesson best on X that luck has nothing to do with the wealth that stands the test of time. It is built slowly and quietly, and requires well thought out, disciplined decisions in a row.

In yet another post on X, Kaushik recounted the story of a 38 year old Mumbai software engineer with whom he started work five years ago. The engineer had a net worth of Rs 8 crore. With a disciplined and prudent approach, that figure has grown to Rs 31 crore. Talking about the transformation, Kaushik said, "No shortcuts. No overnight trading wins. Just data, patience, and smart financial choices."

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Long term, conviction driven equity portfolios form the basis of the financial strategies Kaushik employs with his clients. Kau

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