BALTIMORE — It's a conversation many of us put off — who makes decisions for you if you can't, and who inherits what you leave behind?

National Estate Planning Awareness Week is a reminder to create a will, update it or start talking about it. Attorneys say you should have a will as soon as you turn 18. It's not just about your assets — it's about who makes health and financial decisions for you, and you want to choose the right people to carry out your wishes.

When it comes to estate planning, Virginia Kwitkowski is on top of it.

"We had our first will very early in our marriage," Kwitkowski said.

Her husband was active duty military at the time, then they had a child and updated it again.

"And then in 2010, our son was pretty much grown at that point, we went ahead and updated our w

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