India’s digital payments sector is expanding with Zoho introducing its payments app. The Chennai-based software company has launched a new unified payments interface (UPI) app called Zoho Pay. This is another flagship service from multiple applications by Zoho with which it aims to expand into the mobile consumer fintech space, with major players like PhonePe, Paytm, and Google Pay. Various reports suggest Zoho is "finalising" its UPI-based payments platform.

What is Zoho Pay?

Zoho Pay is part of Zoho's UPI app and is different from other UPI app as it integrates Zoho’s messaging app, Arattai , providing users with a better experience by allowing them to communicate while making payments. The SaaS provider has also announced that it will also launch a separate Zoho Pay app. The company

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