Getting rid of a massive credit card balance requires an aggressive strategy and a clear commitment to the process. DNY59/Getty Images

The average borrower is currently carrying about $8,000 in credit card debt , but for many card users, that amount is sitting far higher right now. After all, a significant portion of card users have been forced to turn to this type of short-term borrowing to help make ends meet in the inflationary environment we've been facing. And, between today's record-high credit card rates , the compounding interest charges tied to this type of debt and the many other economic issues that are looming, this environment hasn't been particularly conducive to keeping your finances on track.

But what if you're staring down $30,000 in credit card debt? Tha

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