LANSING — Michigan officials are warning that expiring healthcare subsidies could drastically raise rates for Michigan residents as soon as next week.

The American Care Act subsidies help millions afford their healthcare premiums, and are set to expire on Nov. 1 without congressional action.

The subsidies are also at the center of the federal government shutdown. Democrats have withheld their votes to fund the government as leverage to extend the program, and lawmakers still remained divided on a potential solution.

According to the Department of Insurance and Financial Services, over half a million Michigan residents are enrolled in the ACA’s individual market.

Officials from the department say that nearly 90% of Michigan patients qualified for the subsidy in 2024, saving an average o

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