U.S. Family Health Insurance Hits $27,000 Per Year as Costs Soar

Key Takeaways

This year's 6% private health insurance hike follows two years of 7% jumps

This steep rise is driven by high spending on new drugs, chronic disease care and hospital bills

The increasing burden forces many employers to push more costs onto their workers or limit wage growth

FRIDAY, Oct. 24, 2025 (HealthDay News) — The cost of employer-provided health insurance has surged for a third straight year, with the annual cost of a family plan approaching $27,000, according to a new survey from the nonprofit KFF.

That’s the average one-year premium cost shared by one family and employer.

Zoom out: This year’s 6% cost jump follows two years of 7% gains, meaning health costs are rising faster than the inflation rate. Economists warn that this trend is beginning to strain the econ