Without flood insurance, real estate transactions cannot close, home sales and resales are disrupted, and lenders cannot finalize mortgages in flood-prone areas.

The National Flood Insurance Program authorization expired on October 1, and due to the government shutdown, no new flood insurance policies can be issued.

As such, Mississippi 4th District Congressman Mike Ezell (R) along with Louisiana Congressman Troy Carter (D) are urging Speaker Mike Johnson (R), also of Louisiana, and Democratic Leader Hakeem Jeffries to a take immediate action to addresses the lapse in the NFIP.

In a joint letter sent to Johnson and Jeffries, Ezell and Carter state that the NFIP’s lapse “is a serious, immediate problem for families, homeowners, and local economies across not just the Gulf Coast but the e

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