As gold and silver prices continue to dominate headlines and social media timelines, investors are buzzing about the staggering rally in precious metals this year. But CA Nitin Kaushik (FCA, LLB), a financial expert and popular finance educator on X (formerly Twitter), says missing the recent upsurge is not a financial tragedy — and definitely not the end of one’s wealth-building journey. Advertisement

“Gold jumped from around Rs 68,000 to over Rs 1,10,000 per 10 grams in just a few months — that’s a 62% surge,” Kaushik noted in a widely shared post. “It’s exciting, yes. But for a portfolio of Rs 80 lakh with 7.5% in gold (around Rs 6 lakh), that’s about a Rs 3.7 lakh gain — rewarding, but not life-changing.”

His point: while the recent rally in gold and silver prices has created euphor

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