In an era where investors are constantly drawn to the latest stock tips, apps, and high-yield products, Chartered Accountant Nitin Kaushik has offered a reminder of what truly drives long-term success in investing: habits, not hype.

In a recent post on X (formerly Twitter), Kaushik cautioned against the obsession with “flashy tools” and the illusion that technology or insider tips can substitute for discipline. Advertisement

“Chasing the flashiest tools won’t make you better at investing (or life),” he wrote. “Many people get it backwards. They think: get the newest app, the flashiest stock tip, or the highest-yield fund—and suddenly wealth will follow. It’s like expecting the latest shoes to make someone run faster overnight.”

Kaushik argued that performance and returns come from bui

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