New Delhi: India’s Unified Payments Interface (UPI) continues to dominate the country’s digital payments landscape, with transactions surging 35 per cent year-on-year (YoY) to reach 106.36 billion in the first half of 2025, data showed on Wednesday.

The total value of these transactions stood at a massive Rs 143.34 lakh crore -- highlighting how deeply digital payments have become a part of everyday life in India, according to Worldline’s India Digital Payments Report (1H 2025).

According to the report, the average UPI transaction size fell from Rs 1,478 in the first half of 2024 to Rs 1,348 in the same period of 2025.

This decline indicates that people are using UPI more frequently for small, daily purchases -- from tea stalls and grocery stores to online shopping.

Notably, person-to

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