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If you're over 50 and maxing out your 401(k), there's a big change coming in 2026 that could affect how much tax you pay on your " catch-up contributions ." While it's mostly about taxes and retirement planning, there's an unexpected side effect: scammers are circling. Every time your financial habits or personal data become public, it's a chance for fraudsters to try to exploit you. Here's what's changing, why it matters, and how to protect yourself before the scammers come knocking.

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