With a new month about to begin, several key financial and policy updates are set to roll out that could influence how you save, spend, and manage your daily finances. From changes in bank account rules to Aadhaar updates, revised GST slabs, and new credit card charges — here’s a complete look at what’s changing from November 1, 2025, and how it might impact your pocket.

Starting November 1, new amendments to the Banking Laws Act will give account holders more flexibility in deciding who inherits their money. You can now name up to four nominees for a single account and even decide what share each one receives.

The law also allows for successive nominations, meaning that if the primary nominee passes away, the next person in line automatically becomes eligible. Banks will be required to

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