Detectives in Northern Virginia say a man is accused of setting his neighbor's home on fire and killing her, burning his own home down, and then filing an insurance claim.

On Oct. 24, Loudoun County Fire and Rescue responded to the Lowes Island area of Sterling, where a three-alarm fire claimed the life of a 36-year-old woman.

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On Tuesday, her neighbor was arrested and charged with arson and murder.

Video shows fire tearing through townhomes. Three adjacent properties were damaged. The residents asked News4 not to share their names, but they shared their story. They said they woke up early last Friday morning, and the light pouring in from the window convinced them it was daytime.

But when they checked the clock, it wa

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