Most Vermonters who get their health insurance on Vermont Health Connect, the state’s Affordable Care Act exchange, don’t typically shop around each year. They’re just auto-enrolled into their current plan.

But with enhanced subsidies that help defray the cost of insurance set to expire in 2026 , Vermont Health Advocate Mike Fisher warns this is not the year to let your plan renew automatically.

“My goal here is to not scare people,” he said. “It’s to ask people to take the extra time to make sure they know how it's affecting them and their families.”

Open enrollment starts this Saturday. Unless Congress intervenes, certain tax credits that helped Americans purchase ACA plans will go away at the end of 2025. For some in Vermont — the state with the country’s highest insurance premiu

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