India’s digital payments ecosystem hit another major milestone in October 2025, as the Unified Payments Interface (UPI), managed by the National Payments Corporation of India (NPCI), clocked its highest-ever monthly and daily transaction records. UPI processed 20.70 billion transactions in October, up from 19.63 billion in September and 20.01 billion in August, highlighting the system’s rapid and widespread adoption. Advertisement
According to NPCI data, the total transaction value on UPI reached ₹27.28 lakh crore in October, compared to ₹24.90 lakh crore in September and ₹24.85 lakh crore in August. On a year-on-year basis, UPI’s transaction volume rose 25%, while the total value grew 16%, showing sustained momentum across retail and enterprise users.
A record-breaking 754.37 million t

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