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Customers with big banks like Nationwide are being told they may want to consider closing their savings accounts and choosing better options instead.
Money experts have highlighted a number of easy-access savings accounts with some of the best rates on the market.
They will likely beat accounts currently available from the likes of Nationwide, Lloyds and NatWest.
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Finance commentators say it's always worth looking around for the best deals, which may be with online-only banks.
The best rate currently on the market is from Zopa at 4.75%, though Money Saving Expert (MSE) labelled it a "bit of a faff".
Other options are a

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