ROCKY RIVER, BAY VILLAGE, Oh. - The Heritage Home Program (HHP) is set to see a rate increase starting in 2026. For many years this program offered a 1.4%-2% rate on a loan for home restoration, and will be increasing after January 1, 2026.

According to the Rocky River Government website , “This low rate, combined with project assistance from Cleveland Restoration Society, has provided owners of older homes (50+ years old) with the tools necessary to maintain and improve their homes.”

The website shared, “We regret to inform you that this particular loan product and its very low interest rate will end on December 31, 2025, but please know we expect a new low-interest loan product to be available in early 2026.”

According to the Rocky River website, Key Bank has been a partner in the H

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