As the fintech sector comes roaring back, companies like Ramp and Stripe have dominated headlines with eye-popping funding rounds and rapid growth. But the Singapore-based Airwallex is not far behind, crossing $1 billion in annualized revenue as of October with a year-over-year growth rate of 90%, according to cofounder and CEO Jack Zhang.

In an interview with Fortune , Zhang said that his company, known for cross-border payments and foreign exchange, has diversified its product suite into a slew of other offerings, including business banking accounts and spend management, putting it directly in competition with not only Ramp and Stripe , but also Mercury, Brex, Revolut and a who’s who of fintech giants. “We’re competing with too many people,” Zhang joked.

Airwallex still lacks t

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