Debt isn't lethal. It's the dose that makes the poison. Ask South India.

Individuals and households here are the largest borrowers in the country. Interestingly, they have been at the top of the debt heap for over a decade now.

In particular, the two Telugu-speaking states of Andhra Pradesh and Telangana have far more debt than the national average, while the neighbouring states of Tamil Nadu, Kerala and Karnataka are also close behind on the country's household debt map.

According to the Ministry of Statistics and Programme Implementation's (MoSPI) biannual journal Sarvekshana , in 2021, more than two in every five adults in AP were indebted -- the highest in India. Telangana comes next at 37.2%, followed by Kerala at 29.9%, Tamil Nadu at 29.4%, Puducherry at 28.3%, and Karnataka at

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