New Delhi [India], November 3: In order to build a strong financial portfolio, every product you choose must play a clear role. Some create stability, some build growth, and others protect against uncertainty. A Unit Linked Insurance Plan or ULIP is one of the few instruments that can do all three when selected wisely. It brings insurance protection and market-linked growth under one structure, helping you balance safety with opportunity.

Yet not every ULIP plan is suited for everyone. The right plan depends on your goals, risk comfort and time horizon. Selecting it is less about guessing returns and more about matching the plan to your real financial needs.

1. Begin with your financial purpose

Before exploring products, ask yourself why you want a ULIP. Is it to create long-term w

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