Seniors are at risk of losing some at-home services under a new aged care system, advocates warn.

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Participants already in the Home Care scheme before September 12 last year have been given a "no worse off" guarantee, but if they are reassessed from November 1, 2025, extra charges for non-clinical care could apply.

Sally Ratajkoska from Illawarra-based Essential Care has been fielding angry and worried calls from NDIS and aged care clients about the changes.

She said some clients will be out-of-pocket, and it will lead to them not having adequa

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