Nearly half of Americans are not saving enough for retirement and TIAA Retirement Solutions CEO Kourney Gibson say we have no time to waste, herself included.

"45% of Americans aren't saving enough for retirement so every single day that we're sitting there presenting on something, or sitting in a room, looking at each other without an outcome on the agenda, that's time wasted from actually executing," Gibson told CNBC's Julia Boorstin in the latest episode of the " CNBC Changemakers and Power Players" podcast .

That means slicing through layers of bureaucracy at the 107 year-old firm, founded with a mission to create retirement security for Americans, and empowering her team to move quickly and expand access to investment and savings products. "Because the time clock is ticking, right

See Full Page