The New Brunswick Court of Appeal found error in the judge’s failure to infer that an insurer did not call a material witness to give testimony because it would have negatively impacted its malingering theory in a vehicular injury case.

In Mattson v. TD General Insurance Company, 2025 NBCA 114, the appellant had a motor vehicle liability policy with TD General Insurance Company. On Aug. 5, 2016, at an intersection, a truck drove through a stop sign at a somewhat high speed and violently collided with her vehicle.

The accident caused bruises to the appellant’s upper body, soft tissue injuries to her neck and back, a blow to her head, unconsciousness for at least two minutes, and amnesia relating to the accident’s circumstances.

The appellant’s treating medical professionals, including

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