+ Follow us On Google

A man recently shared how his bank handled a large transaction late at night, showing just how strict and detailed the banking system’s security checks are. His post has sparked interest online, especially among people who didn’t know that even high-value account holders face similar limits and reviews.

He wrote on X (formerly Twitter) that even for private banking customers, banks do not allow Real-Time Gross Settlement (RTGS) transfers beyond Rs 1 crore in a single day. If anyone needs to transfer a higher amount, a banker personally visits, fills out a request form, and gets it authorised by the branch manager.

The bank’s risk management team then calls the customer to confirm that the transaction is genuine.

A Late-Night RTGS and a Quick Bank Call

The man s

See Full Page