The total balance in no-frills accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) has crossed ₹2.75 lakh crore.

Some of the inactive accounts have also become live over the last couple of months due to special efforts made by banks.

As per the latest Government data, the total balance in PMJDY accounts stood at ₹2,75,057 crore as on October 22, 2025, while the total number of beneficiaries (accounts) reached 56.85 crore. The public sector banks have a lion’s share of total deposits at ₹2.15 lakh crore, followed by the Regional Rural Banks with a balance of ₹51,489 crore. The private banks could mobilise only ₹8,149 crore.

“Apart from the growth in deposits, a significant trend is beginning to gain some traction in the inoperative accounts of Jan Dhan due to the positive impact

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