Given the uncertainty around the India-US trade deal, CSB Bank will be cautious in lending to small and medium enterprises, Pralay Mondal MD and CEO said in the post earnings interaction. On Wednesday, the bank reported a net profit of `160 crore, up 16% on year in the July-September period.

“We are a little cautious on SME at this point of time till we have clarity on the bilateral deal. So, especially in certain segments like textiles, it will depend on how the environment is picking up and taking shape in the next 1-2 months,” he said.

For the current financial year, the bank aims for a loan growth of 25-30% and a deposit growth of 20-25%. As on September 30, the bank reported a year-on-year growth of 29% in advances and 25% in deposits. During the quarter, the disbursements were up

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