Medicare, established in 1965, is a federally funded health insurance program designed primarily to serve Americans aged 65 and older, along with certain younger individuals with disabilities and those with End-Stage Renal Disease. As a cornerstone of U.S. healthcare policy, Medicare aims to improve access to healthcare, reduce financial barriers, and ensure medical coverage for vulnerable populations.

The program is divided into four parts:

Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facilities, hospice, and some home health services.

Part B (Medical Insurance): Covers outpatient services, doctor visits, preventive care, and some home health.

Part C (Medicare Advantage): An alternative private insurance plan that provides Part A and B benefits, often

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