The Reserve Bank of India (RBI) has placed stringent restrictions on the Pusad Urban Cooperative Bank Ltd., Pusad under Section 35A read with Section 56 of the Banking Regulation Act, 1949.
As per the directive dated November 6, 2025, the bank, from the close of business on November 7, 2025, cannot grant or renew loans, make new investments, incur fresh liabilities, or accept new deposits without prior RBI approval.
Due to the bank’s deteriorating liquidity position, depositors will be allowed to withdraw only up to Rs 5,000 from their total deposits. However, loans may be adjusted against deposits under specific conditions. The bank is permitted to meet essential expenses like employee salaries, rent, and electricity bills.
RBI noted that despite repeated engagement with the bank’s man

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