Buying a home is a massive life milestone and a major financial decision for many people in India. Home loans are a common way to finance this dream, and understanding the various aspects of the home loan process is crucial.

Home loan rates vary by lender and applicant, but currently start from approximately 7.35% to 7.45% pa. Major lenders like SBI, ICICI Bank, and Bajaj Finserv have rates that start in the 7.35% to 7.45% range, with rates extending up to 10-14% p.a., depending on the specific loan and borrower profile.

Home loan rates in November remained stable, with leading state-owned banks offering the best deals. Let's take a look at the latest home loan rates offered by key banks like HDFC, SBI and others.

Public sector banks’ home loan rates

According to data provided by Pai

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