Money

Planning & budgeting

Aged care

Opinion

Thinking of selling your home to afford aged care? Think again

Rachel Lane Money contributor November 11, 2025 — 10.36am Advertisement

For years, the mantra around aged care and the family home was simple: think twice before you sell. But in a post-November 1 world with changing rules and financial implications that reach well beyond emotional ties, that advice has shifted to think three times.

Many people believe selling the family home is the only way to fund aged care, particularly when faced with the Refundable Accommodation Deposit (RAD) that is normally hundreds of thousands of dollars.

Whether you choose to sell your home to pay for your aged care is totally up to you. Credit: Simon Bosch

The fact that any unpaid R

See Full Page