If you’re shopping for health insurance right now, you may have some sticker shock.

Premiums are higher for people looking to enroll through the Affordable Care Act. That’s because some of the subsidies helping lower costs are set to expire, and this latest shutdown deal doesn’t extend that deadline.

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As people are making decisions about their health insurance, those with plans through the Affordable Care Act are already seeing significantly higher costs.

ACA subsidies are set to expire at the end of the year and a vote to extend them is delayed until next month, with approval uncertain.

“This can lead to increased uninsured rates, of course, stress when it comes to decision making time,” Karl Minges, a health prof

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