November is the month with the most dramatic drop in average temperatures, and colder conditions pose serious threats to the stability of homes across the nation.

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Top things to do outside your home before it gets too cold:

1. Replace damaged, loose or missing shingles that may leak during a winter storm.

2. Clear your gutters.

3. Repair roof leaks and remove tree branches that could get weighed down with ice or snow and fall on your house or your neighbor's.

4. Turn off exterior faucets as these pipes can burst if they freeze.

5. Drain your irrigation system.

6. Have a contractor check your roof to see if it can sustain the weight of a heavy snowfall.

7. Avoid ice dams - where water from melted snow refreezes in the gutters and seeps in

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