Trying to understand what these streaming services offer, and even how much they charge, can make your head spin. Prices go up and down depending on deals with the networks. The simple rule is this: the more you want to watch, the more you have to pay.

Choosing the right one can save you hundreds of dollars a year. This week I am breaking down the major live TV streaming services. We start with two that sound alike but could not be more different. Fubo and Philo.

Fubo is built for sports fans. If you are the kind of viewer who plans weekends around the big game, Fubo is designed for you. It includes ESPN, ESPN2, NFL Network, RedZone, and MLB TV, along with regional sports networks that carry local baseball, basketball, and soccer. Fubo also includes the major broadcast networks like ABC,

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