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Claimants of a DWP benefit face losing their payments and have been warned "doing nothing isn't an option".

It relates to those who receive Employment and Support Allowance (ESA), with the benefit being scrapped from the new year.

Households are being sent letters known as migration notices.

READ MORE: Rachel Reeves confirms £586 a month boost for Universal Credit claimants

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These let them know they have three months to apply for Universal Credit (UC), the benefit replacing ESA, which claimed by people with disabilities or health conditions affecting how much they can work.

They must make sure they do this as the switchover process is not automatic.

People should be aware the threat of losing mone

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