The Supreme Court reiterated that insurance companies cannot evade their obligation to compensate victims in motor accident cases, even when there is a breach of a policy condition. The Court clarified that insurers retain the right to recover the compensation amount from the vehicle owner thereafter.

“Where the contract of insurance is not disputed, even on breach of insurance conditions, this Court had allowed recovery of compensation from the insurer by giving right to the insurer to recover the same from the vehicle owner”, observed a bench of Justices Sanjay Karol and Manoj Misra while allowing a claimant's appeal and setting aside the Telangana High Court's order that had denied compensation solely because the deceased was travelling in a five-seater vehicle carrying nine passeng

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