AUGUSTA, Ga. - Experts say scammers are ramping up their efforts to separate people from their hard-earned money, and with the busy holiday season approaching, consumers might miss the red flags.

Here’s a look at what you need to beware of:

Veteran scam alert

The Better Business Bureau says scammers often claim to be government agencies offering financial assistance to veterans. Other scammers say they represent charities.

The BBB advises people to research organizations before providing information. Watch out for urgent requests for personal information. The BBB says people can verify charities on give.org .

Ga. mom gets 10% of usual SNAP payment after partial benefits issued

“I get $449 ... starting this month. When I checked my account, I had $36.13 and I have four kids,” Sheres

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