Sanjeev Kumar Sharma

newbegining1234@gmail.com

Gone are the days when pensioners had to endure long queues and make repeated trips to bank branches to submit their life certificates. For years, many elderly citizens faced the stressful prospect of rushing to offices before deadlines, knowing that missing them often meant suspension of their pension. Add to that the challenges of age-related ailments, poor health, and difficulties travelling long distances, and the process often caused undue anxiety and hardship for senior citizens. Thankfully, those troublesome days are swiftly becoming a thing of the past as digital technology ushers in a new era of ease, comfort, and dignity for pensioners across Jammu and Kashmir.

The Finance Department of the Union Territory has wholeheartedly embra

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