As air pollution worsens and hospital bills soar, health insurance has become more critical than ever. In this insightful conversation, Amit Chhabra from PolicyBazaar, breaks down how to choose the right sum insured and why families in metros like Delhi, Mumbai, and Bengaluru must secure at least ₹10 lakh cover per person. He explains that hospitalization costs are rising sharply, with claims now reaching ₹40-60 lakh - once rare, now routine. Amit stresses that upgrading your policy isn’t as expensive as it seems, with even ₹1 crore covers costing only marginally more. A must-watch for every urban family - practical advice on staying protected as India battles a growing health and pollution crisis.

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