NEW YORK (AP) — Imagine if your bank could move money for you with only the slightest of digital nods for your approval. Or that could tell you that you’re overspending but more importantly know how to address that overspending and put you on better financial footing.

That’s what you’ll get with MoneyBot, a new financial services chatbot shown off this week by Cash App that will be integrated into its banking app this winter. Unlike existing bank chatbots, which can handle routine tasks like changing an address, MoneyBot can take advanced actions for a customer like creating a savings plan, buying or selling stock, or even evaluating a customer’s spending habits.

MoneyBot is part of the next generation of chatbots using what the tech industry calls “agentic” AI, which turns tools like Ch

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