The IRS has unveiled the individual retirement account contribution limits for 2026.

In its release Thursday, the agency increased the 2026 IRA contribution limit to $7,500, up from $7,000 in 2025. The IRS also boosted the IRA catch-up contributions for investors age 50 and older to $1,100, up from $1,000 in 2025.

The annual individual limit applies to contributions to traditional and Roth IRAs.

The IRS also unveiled new 401(k) contribution limits , 401(k) catch-up limits for savers age 50 and older, and bigger income thresholds for Roth IRA contributions, among other changes.

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